What you could build

A B2B wholesale platform letting Kirana stores order groceries, spices, and provisions in smaller-than-MRP pack sizes — Khand handles the "break bulk" problem for millions of small retailers who can't afford full crates. Think a stockist-to-shop aggregator targeting Tier 2–3 India's fragmented supply chain. Or: A 9-month prepaid mortgage product for affordable housing — Khand (meaning district/civil sub-division) positions itself as the tier between home loan and microfinance, targeting buyers in semi-urban Khand areas who have income proof gaps but land/asset collateral. Backed by housing finance companies as lenders, it solves the "not quite ELIGIBLE for HDFC, too risky for moneylender" problem.